Surprising fact: more than 70% of Kenyan residential tenants keep legal protection even without a written lease, and eviction requires a court order.
This guide explains what "landlord vs agent" means for everyday renters. It helps a tenant choose based on risk, speed, and accountability. The comparison covers who collects rent, who approves repairs, who issues notices, and who can end a tenancy.

Readers will learn how to verify authority to collect rent, check tenancy agreements, and document communications to protect rights. It previews remedies such as injunctions, reinstatement, and damages when unlawful lockouts or utility cuts happen.
The guide targets apartments, bedsitters, and maisonettes, and clarifies common setups where an agent markets property while the owner remains the landlord. It is a practical checklist for tenants to avoid disputes and seek help at court or the tribunal.
Key Takeaways
- Eviction of an occupied home generally needs a valid court order.
- Confirm who has authority to collect rent and issue notices.
- Document repairs, payments, and all communications.
- Avoid self-help actions; they are unlawful and avoidable.
- Use the checklist to reduce disputes and protect tenant rights.
Landlord vs agent rentals in Kenya: how each setup works in practice
The practical differences shape daily life for residents. When a tenant deals directly with the owner, communication tends to be faster and approvals for small repairs can happen quickly. Payments usually go straight to the owner and receipts are issued by them.
Direct arrangements often mean clearer, faster decisions but carry risk if payments lack proof. Tenants should avoid cash without a written receipt. Traceable transfers protect both sides and cut down false arrears claims.
What an agent typically handles
Agents market the unit, show viewings, screen applicants, collect rent, and coordinate routine repairs. Still, the owner usually signs off on major costs and must meet legal obligations for eviction or termination.
Where disputes usually start
- Payments made to the wrong person or without a receipt.
- Conflicting instructions from agent and owner.
- Oral agreements or informal notices via SMS or messaging apps.
Authority map: know who collects rent, who issues receipts, who handles repairs, who issues notices, and who to call in an emergency. Document everything — messages, receipts, and photos are decisive when disputes escalate to a tribunal or court.
When renting from landlord in kenya makes sense and when an agent may be safer
The choice between an owner and a property manager changes response times for fixes and the level of formal documentation.
Direct deals: quick fixes and clearer privacy
Smaller buildings where the owner lives nearby often mean faster approvals for repairs and fewer middlemen handling personal data.
Tenants benefit from direct lines for routine maintenance, clearer expectations on privacy, and less paperwork for minor changes.
Agent-managed: process, records, and security
Professional agents bring consistent receipts, move-in checklists, and structured inspections. This reduces deposit disputes and creates clear escalation steps.
Agents also keep records that protect tenants when disagreements arise and support stronger security protocols for common areas.
Confirming authority to collect rent and issue notices
- Ask for a written management letter or appointment.
- Verify the paybill or bank name matches receipts and account details.
- Confirm who signs notices — only an owner or an authorized agent can issue lawful notices.
Safety note: Preserve messages and receipts. If a tenant suspects fraud or unlawful pressure, preserve evidence and seek legal guidance early rather than wait.
How to verify the tenancy agreement before moving in
Confirm the written terms before handing over money. A clear contract reduces confusion about duties, timing, and costs.
Pre-move-in checklist:
- Full names of parties, exact rent amount, deposit sum, and payment method.
- What the rent covers (utilities, service charges) and the payment schedule.
- Signed lease or lease agreement dates and the length of the term.
Define repairs, contacts, and inspections
State who fixes what and who to call for emergencies. Note inspection frequency and notice rules so access is fair.
Document notice and end-of-tenancy conditions
Require written notice terms that specify how notice is served and how long before the end date.
List end conditions: cleaning, repainting, key return, and deposit return timelines.
Watch for unlawful clauses
Flag any clause that tries to evict without a court order, cut utilities, or make deposits non-refundable. Such terms cannot override statutory rights.
Protect rights even without a written lease
Keep payment receipts, save chats, get written confirmations, match ID names to the contract, confirm agent authority, and photograph move-in condition to avoid later disputes.
Know the rules: eviction, notice, rent increments, and quiet enjoyment under Kenyan law
Tenants should know one simple truth: eviction of occupied premises needs a valid court order. Until a court order is issued, a person lawfully occupying a home keeps the right to quiet possession.

What landlords cannot do to occupied premises
Self-help actions are unlawful. Examples include changing locks, padlocking gates, removing belongings, or blocking entry. Using security staff to force someone to vacate premises is also illegal.
Invalid termination tactics
Verbal demands, WhatsApp or SMS notices, and extremely short notices do not replace a written notice that meets legal standards. Such informal steps usually fail in court or at a tribunal.
Rent increments and reasonable notice
Rent increase demands must be written and reasonable. For periodic tenancies, a common standard is at least one full rental period or about 30 days' written notice. Sudden hikes applied retroactively are often unlawful.
Harassment, privacy and utilities
Quiet enjoyment is a legal right. Repeated intimidation, entering without consent, or cutting water or power can amount to constructive eviction.
Remedies and what to do today
- Document incidents and keep receipts or messages.
- Report threats to police and preserve evidence.
- Seek legal advice promptly and apply for injunctions, reinstatement, reconnection, or damages where needed.
"Eviction without a court order is unlawful and tenants retain the right to occupy until a proper order is made."
Paying rent, deposits, and receipts: how to reduce disputes before they start
Strong payment habits protect both parties. Tenants should use traceable methods so payments create evidence. This makes a dispute harder to mount and easier to resolve.
Best payment methods
M-Pesa and bank transfers produce statements that prove a tenant paid on time. Screenshots and transaction IDs are simple, reliable proof for any later case.
When payment is refused
If a person refuses to accept rent to manufacture arrears, keep proof of attempted payments. Save screenshots, failed transfers, and a dated message offering payment.
Where needed, offer to deposit the amount with the court or a neutral escrow to defeat a false arrears claim.
Receipts and deposits
Always request a receipt for every payment and check it shows payer name, the period covered, and the property. Store receipts and screenshots in a single folder for quick access.
Security deposits may only be deducted for documented damages, unpaid rent, or unpaid utilities. Normal wear and tear cannot be charged.
Documenting move-in and move-out
Take dated photos and short videos on move-in and keep a signed inventory list. Repeat the process at checkout and ask for an itemized deduction list if deposits are withheld.
"A clear paper trail of payments and condition reports prevents most deposit fights."
Quick dispute-prevention checklist: pay rent by traceable method, save receipts, photograph condition, keep messages, and act in writing fast when a charge looks unfair.
Repairs, inspections, access, and security: setting boundaries with landlords and agents
Clear boundaries on repairs, inspections, and access keep disputes rare and homes secure.
Repairs that affect habitability and safety must be fixed quickly. Structural faults, roofing leaks, major plumbing failures, and electrical hazards threaten the house and the people who live there.
Secure gates, working locks, and lighting in common areas are part of basic security. Agents can arrange technicians, but the owner remains responsible to keep the premises safe and fit for use.

How to raise a repair request
Use a short written form so the issue is clear and dated. Include:
- Date of report
- Clear description of the issue and risk (e.g., exposed wiring)
- Photos or short video links
- Requested repair timeline
Access, inspections, and privacy
Owners and agents have a right to inspect the property but must respect a tenant's privacy and quiet enjoyment.
Agree on inspection windows and require reasonable notice. Frequent scouting that becomes surprise entry may amount to harassment of the occupant and violate rights.
Quiet possession in shared housing
Rules for visitors, common areas, and parking must be fair and consistent. Arbitrary movement limits or selective enforcement can breach a tenant's right to quiet possession.
| Issue | Typical Responsible Party | Recommended Tenant Action |
|---|---|---|
| Plumbing, electrical, structural | Owner (agent coordinates) | Send dated repair form with photos |
| Locks, gates, lighting | Owner (urgent) | Report immediately; request timeline |
| Inspections and access | Owner/Agent | Agree notice windows; keep requests in writing |
| Shared-area rules | Property manager/Owner | Seek written house rules; challenge unfair limits |
If boundaries are violated, document incidents, send a calm written objection, and keep copies. If the conduct persists, the tenant has the right to seek remedies through a tribunal or court to protect their right to secure, private housing.
Conclusion
,Deciding whether to deal with an owner or an agent comes down to verified authority, predictable processes, and clear communication.
Tenants should treat the tenancy agreement or lease as a risk-management tool. A clear agreement explains who handles rent, repairs, inspections, and end-of-tenancy steps.
The legal bottom line is simple: eviction of an occupied home follows due process under the law and needs a court order. Self-help lockouts, threats, or utility cuts are unlawful and may lead to remedies through a tribunal or court.
Keep a paper trail: written notice, traceable payments, consistent receipts, dated move-in photos, and saved messages. If informal terms exist, document them and act fast when a problem starts.
Quick checklist: verify who collects rent, confirm notice steps, save condition photos, keep receipts, and seek tribunal or court action when urgent enforcement is needed to avoid long disputes.
FAQ
What are the practical differences between renting directly from a landlord and using an agent?
Renting directly often means communicating and making payments to the property owner, which can speed approvals and repairs if the owner is responsive. Using an agent generally provides formal processes: written receipts, a clearer point of contact, and documented decisions, while the owner retains legal responsibility for major obligations.
What does dealing directly with the owner typically mean for communication, payments, and decisions?
Direct deals usually rely on personal communications—calls, text, or WhatsApp—and payments may be handed over or sent digitally. Decisions such as small repairs or visitor rules are often negotiated informally. Tenants should insist on written confirmation of key terms to avoid misunderstandings.
What responsibilities does an agent handle, and what remains the owner’s duty?
Agents often manage viewings, rent collection, routine maintenance coordination, and paperwork. However, the owner remains legally liable for major repairs, structural issues, and compliance with tenancy law. Contracts should state who handles which tasks and who pays for specified repairs.
Where do most disputes between tenant and owner/agent start?
Most disputes arise from unclear authority, informal or undocumented notices, and missing written agreements. Problems also start when the person collecting rent lacks legal authority or when expectations on repairs and privacy are not recorded.
When does it make sense to deal directly with the owner rather than an agent?
Direct arrangements may be smoother when the owner is local, responsive, and willing to confirm terms in writing. This setup can speed approvals for guests, quick repairs, and minor changes when trust exists and documentation is provided.
When is using an agent a safer option?
An agent helps when the owner lives abroad, when the property is part of a larger portfolio, or where formal documentation and dispute management are priorities. Agents reduce ambiguity by issuing receipts, handling notices, and managing inspections professionally.
How can a tenant confirm who has the legal right to collect rent and issue notices?
Request written proof of agency: a signed letter or a power of attorney, plus identification and a copy of the agency agreement. Verify the owner’s name on the title or utility bills. Keep copies of receipts and any written delegation for future disputes.
What must a tenant insist on including in a written tenancy agreement?
Insist on parties’ full names, the exact address, rent amount, payment method, deposit details, notice periods, duration of the lease, repair responsibilities, and signatures with dates. Include clauses on access, utilities, and dispute resolution to reduce ambiguity.
How should notice periods and end-of-tenancy conditions be documented?
The agreement should state the length of notice for termination by either side, the procedure for giving notice (written, signed), and the condition in which the property must be returned. Include timelines for deposit refunds and a joint inspection process for move-out.
What clauses are unlawful or cannot override Kenyan tenancy law?
Clauses that permit eviction without a court order, allow unreasonable confiscation of property, or strip statutory tenant protections are invalid. Any term contradicting statutory rights—like denying quiet enjoyment or permitting forced entry—cannot lawfully bind a tenant.
How can a tenant protect themselves when there is no written lease?
Keep payment proof (M-Pesa or bank transfer records), save messages that describe terms, request at least a simple signed receipt with key terms, and document the condition of the premises with photos. These records support claims in housing tribunals or court if needed.
What are the legal rules on eviction and possession under Kenyan law?
Eviction requires a court order. Owners or agents cannot forcibly remove occupants, change locks, or disconnect utilities to force a tenant out. Tenants facing illegal eviction should seek legal advice and can apply to court for relief.
Are verbal or WhatsApp notices valid for ending a tenancy?
Verbal or informal electronic notices may be evidence of communication but are weak substitutes for a properly signed written termination as required by many agreements and by practice. Always follow the written notice procedure in the contract and keep copies.
What constitutes a lawful rent increase and what notice is reasonable?
A lawful increase should follow the lease terms and be reasonable with prior written notice—often 30 to 90 days depending on the agreement and local practice. Sudden hikes without notice or outside the lease terms can be challenged.
What actions by an owner or agent count as harassment or privacy violations?
Repeated threats, intimidation, unannounced frequent inspections, entering without notice, or surveillance that intrudes on private life constitute harassment. Tenants may report such behavior to the housing tribunal or seek legal remedies.
Is disconnecting utilities a lawful way to force a tenant out?
No. Cutting electricity, water, or other essential services to pressure a tenant is constructive eviction and unlawful. Tenants may seek immediate legal relief and claim damages for losses caused.
What payment methods reduce disputes over rent history?
Digital payments with traceable records—M-Pesa, bank transfers, or electronic platforms—provide clear proof. When paying cash, always obtain a signed receipt stating amount, date, and purpose to avoid future claims of arrears.
What should a tenant do if an owner refuses to accept rent to create a false arrears case?
Pay by a traceable method and retain proof. Send a copy of payment evidence to the owner or agent via email or registered post. If the owner claims nonpayment, present the records to housing forums or court as evidence.
What are lawful deductions from a security deposit versus unlawful withholding?
Lawful deductions cover unpaid rent, agreed-upon repairs for damage beyond normal wear and tear, and cleaning if the contract specifies. Withholding the entire deposit without itemized evidence or charging for normal wear is unlawful.
How should damages be documented at move-in and move-out?
Conduct a joint inventory and condition report with dated photos or video and signatures from both parties. Repeat the process at move-out and compare records to support any legitimate deductions or claims for repairs.
Who is responsible for repairs and maintenance that affect habitability?
Major repairs affecting safety and habitability generally fall on the owner. Tenants should report issues in writing and allow reasonable access for repairs. The agreement should clearly allocate responsibility for minor versus major works.
What are reasonable rules for access and inspections by owners or agents?
Owners or agents must give reasonable notice—commonly 24 to 48 hours—before inspections, and visits should occur at reasonable times. Frequent unannounced entries that disrupt quiet enjoyment are not acceptable.
How does quiet possession apply in shared housing?
Quiet possession means tenants can use common areas, parking, and facilities without unreasonable interference. Rules for visitors, use of shared spaces, and movement should be clearly stated in the agreement to prevent disputes.